How Novated Leasing Works
Understanding the simple process that could save you thousands on your next vehicle
What is Novated Leasing?
A novated lease is a three-way agreement between you, your employer, and a finance company. It allows you to lease a vehicle using your pre-tax salary, which reduces your taxable income and saves you money.
The key benefit is that you don’t pay GST on the purchase price of the vehicle, and you can include all running costs (fuel, insurance, maintenance, registration) in your lease payments, further reducing your tax.
Best of all, you can use the vehicle for personal use – it doesn’t need to be for work. The arrangement continues even if you change jobs, as the lease can be transferred to your new employer.
The Process Step by Step
We’ve made novated leasing simple and straightforward
Initial Consultation
Contact us for a free consultation. We’ll assess your eligibility and explain how novated leasing can benefit you.
- Free initial consultation
- Eligibility assessment
- Personalized savings calculation
- No obligation quote
Choose Your Vehicle
Select any car from any dealer. New or used, we can help you lease almost any vehicle.
- New or used vehicles
- Any make or model
- Any authorized dealer
- Electric vehicle benefits
Documentation
We handle all the paperwork. You just need to provide some basic employment and personal details.
- Employment verification
- Income documentation
- Vehicle details
- We handle the rest
Employer Setup
We work with your employer to set up the salary packaging arrangement. Most employers are already familiar with the process.
- Employer liaison
- Payroll setup
- Compliance management
- Ongoing support
Vehicle Delivery
Once approved, we arrange vehicle delivery and all associated services. You start saving immediately.
- Vehicle delivery coordination
- Insurance setup
- Registration handling
- Immediate tax savings
Ongoing Management
We manage your lease throughout its term, handling maintenance, insurance claims, and any questions you have.
- 24/7 customer support
- Maintenance coordination
- Insurance claim assistance
- End-of-lease options
Eligibility Requirements
Novated leasing is available to most employed Australians. Here’s what you need:
Be employed (permanent, contract, or casual with regular hours)
Earn a regular salary or wage
Your employer must allow salary packaging
Choose a vehicle within reasonable limits
Typical Timeline
From application to driving your new car:
1-2 days
Application
Submit application and documentation
1-2 days
Approval
Credit assessment and employer setup
2-8 weeks
Vehicle Order
Depends on vehicle availability
1-2 days
Delivery
Vehicle delivery and setup
Ready to Get Started?
Our experts are ready to guide you through the process and help you start saving.