How It works - Just Lease It

How Novated Leasing Works

Understanding the simple process that could save you thousands on your next vehicle

What is Novated Leasing?

A novated lease is a three-way agreement between you, your employer, and a finance company. It allows you to lease a vehicle using your pre-tax salary, which reduces your taxable income and saves you money.

The key benefit is that you don’t pay GST on the purchase price of the vehicle, and you can include all running costs (fuel, insurance, maintenance, registration) in your lease payments, further reducing your tax.

Best of all, you can use the vehicle for personal use – it doesn’t need to be for work. The arrangement continues even if you change jobs, as the lease can be transferred to your new employer.

The Process Step by Step

We’ve made novated leasing simple and straightforward

Initial Consultation

Choose Your Vehicle

Select any car from any dealer. New or used, we can help you lease almost any vehicle.

Documentation

We handle all the paperwork. You just need to provide some basic employment and personal details.

Employer Setup

We work with your employer to set up the salary packaging arrangement. Most employers are already familiar with the process.

Vehicle Delivery

Once approved, we arrange vehicle delivery and all associated services. You start saving immediately.

Ongoing Management

We manage your lease throughout its term, handling maintenance, insurance claims, and any questions you have.

Eligibility Requirements

Novated leasing is available to most employed Australians. Here’s what you need:

Be employed (permanent, contract, or casual with regular hours)

Earn a regular salary or wage

Your employer must allow salary packaging

Choose a vehicle within reasonable limits

Typical Timeline

From application to driving your new car:

1-2 days

Application

Submit application and documentation

1-2 days

Approval

Credit assessment and employer setup

2-8 weeks

Vehicle Order

Depends on vehicle availability

1-2 days

Delivery

Vehicle delivery and setup

Ready to Get Started?

Our experts are ready to guide you through the process and help you start saving.